Morazén
Morazén Privacy Policy
This Policy describes how DamietaSoft (“we”) collects, uses, and protects information when you use the Morazén mobile application (“the App”).
By using the App, you accept this Policy. If you do not agree, do not use the App.
1. Summary
Morazén is a personal finance application. Your accounts, transactions, and financial data are stored primarily on your device.
Some optional features may send information off the device:
- creating an account (email address);
- AI Advisor and receipt scanning (context or text needed for the feature);
- cloud backups (encrypted file);
- ads (free tier) and purchases or subscriptions through Google Play.
We do not sell your financial information or share it with third parties to commercialize it as a product.
2. Data we process
2.1 Data on your device
The App stores locally, among other things:
- financial accounts (names, balances, limits, and related data);
- income, expenses, transfers, and categories;
- counterparties, budgets, scheduled payments, and installment plans;
- attachments (for example, receipt images);
- AI Advisor chat history on the device;
- preferences and App feature state (including Premium access).
This data stays on your device, unless you voluntarily use a feature that sends it (for example, AI or cloud backup).
2.2 Optional account
If you create an account, we may process:
- email address;
- password (stored securely, not in readable plain text);
- email verification status;
- technical session information needed to authenticate and protect the account (for example, device identifiers, IP address, or client/browser data).
We do not ask for your legal name, phone number, address, or identity documents as a user profile.
2.3 Device identifier
The App may generate or use a technical identifier on the device for security, usage limits, cloud features, and protection of local backups.
2.4 AI Advisor (optional)
If you use the AI Advisor, we send through our services the minimum context needed to generate a response. That may include financial information relevant to your question and chat content.
Responses are informational and do not replace professional financial, accounting, or legal advice.
2.5 Receipt scanning (optional)
If you use receipt scanning, text extracted from the receipt may be processed off the device to help you record the information. Camera use is only for this feature and remains under your control.
2.6 Backups
- On device: you can create password-protected backups and save or export them wherever you choose.
- In the cloud (optional, with an account): you can upload an encrypted backup to our services. We keep that file associated with your account so you can restore it; we do not use it for advertising.
2.7 Advertising (free tier)
In the free tier we may show ads via Google AdMob. Google and AdMob may receive advertising identifiers and typical advertising technical data under their own policies.
2.8 Subscriptions and purchases
Premium subscriptions are handled through Google Play. Google processes payment data under its policies. We may verify purchase status to activate or maintain Premium.
2.9 Account-related email
For registration, verification, and password recovery we send transactional email through an email delivery provider. We only use your address for account- and service-related communications.
2.10 Device permissions
Depending on the features you use, the App may request:
| Permission | Use |
|---|---|
| Internet / network state | Online features, ads, and purchases |
| Camera | Receipt capture |
| Biometrics | Local unlock (biometric data does not leave the device) |
| Notifications | App alerts and notices |
| Google Play Billing | Subscriptions |
3. How we use information
We use information to:
- provide and improve App features;
- authenticate you and protect your account;
- offer the AI Advisor and receipt scanning when you enable them;
- store and retrieve cloud backups when you request them;
- show ads in the free tier;
- manage Premium and prevent abuse;
- meet legal obligations and respond to legitimate requests.
4. When information leaves the device
Information is sent to our services or third parties when you:
- create or sign in to an account;
- use the AI Advisor or receipt scanning;
- upload a cloud backup;
- use the App with ads or make a purchase on Google Play.
You can limit this by stopping those features, signing out, deleting cloud backups, or uninstalling the App.
5. Sharing with third parties
We share information only as needed to operate the service, with provider categories such as:
| Provider type | Purpose |
|---|---|
| Artificial intelligence providers | AI Advisor responses and receipt registration help |
| Google AdMob | Ads in the free tier |
| Google Play | Billing and purchase verification |
| Email delivery provider | Account emails (verification, recovery, etc.) |
| Hosting and infrastructure providers | Account operation, sessions, service usage, and storage of encrypted backups |
We do not sell personal or financial data. These third parties process information under their own privacy policies and only as needed to provide their service.
6. Retention
- On-device data: until you delete it, reset the device, or uninstall the App (subject to the operating system).
- Account: while it remains active. You may request account deletion from the App, from the website, or by contacting us. When the account is deleted, we also delete cloud backups associated with that account.
- Cloud backups: while you keep them, until you delete them, or automatically if you delete the account.
- Technical security and usage logs: for a reasonable time needed to operate, protect, and improve the service.
7. Security
We apply reasonable security measures, including storing financial data primarily on the device, password-protecting backups, securing account credentials, and using encrypted communications with our services.
No system is completely secure. You are responsible for protecting your device, unlock method (PIN/biometrics), and account and backup passwords.
8. Children
The App is not directed to children under 13 (or the minimum age that applies in your country). We do not knowingly collect children’s data. If you believe a child has provided us data, contact us to delete it.
9. Your rights
Depending on your country, you may have the right to access, rectify, delete, restrict, or object to processing of your data, and to request portability where applicable.
To exercise these rights regarding data in our services, write to privacy@morazen.com.
Data that exists only on your device can be managed directly in the App (edit, delete, backups, or uninstall).
10. Processing in other countries
Our services and providers may operate in countries other than yours. When you use an account, AI, cloud backups, ads, or purchases, your information may be processed in those locations under this Policy and applicable safeguards.
11. Changes
We may update this Policy. We will publish the current version with the “Last updated” date. If a change is material, continued use of the App after publication may be treated as acceptance where the law allows.
12. Contact
DamietaSoft – Morazén
Email: privacy@morazen.com
Web: https://morazen.com